Terms & Conditions
Last updated: 2 July 2026
1. Who we are
These websites are operated by The Bear Group Ltd.
THE BEAR GROUP LIMITED
HK Company Registration No. 2956407
Unit 2904-05, 29/F, Universal Trade Centre, 3 Arbuthnot Road
Hong Kong S.A.R.
In these Terms, "we", "us" and "our" mean The Bear Group Ltd. "You" means the person visiting or using the website.
These Terms apply to the websites we operate, including dirkbauer.com, waranyachamrat.com, zolanius.com and thebear.group (together, the "websites").
2. Accepting these Terms
By visiting or using the websites, you agree to these Terms. If you do not agree, please do not use the websites.
3. What the websites are for
The websites exist to share writing and information, let you subscribe to our newsletter, and let you get in touch with us. They are informational. Using them does not create any professional, advisory or client relationship with us. Any professional engagement, including a Zolanius assessment or advisory work, starts only under a separate written agreement signed by both sides.
4. Not professional advice
The content on the websites is general information and personal opinion. It is not legal, financial, tax, investment or engineering advice for your situation, and you should not rely on it as such. Please read our Disclosure page as well. If you need advice for your own circumstances, speak to a qualified professional.
5. Intellectual property
The content on the websites, including text, writing, layout, graphics and logos, is owned by us, our founders, or our licensors, and is protected by copyright and other laws. Names and marks such as Zolanius and Core and Bloat are ours.
You may view and read the content for your own personal, non-commercial use. You may share links to our pages. You may not copy, republish, sell, or create derivative works from our content without our written permission.
All content on this site, including the Core and Bloat™ name and mark, is owned by The Bear Group Ltd. or used under license. You may not use the Core and Bloat name or mark without prior written permission.
6. How you may use the websites
You agree not to:
- use the websites for anything unlawful, or in a way that breaks any applicable law
- copy, scrape or harvest content or data by automated means beyond normal search-engine indexing
- try to gain unauthorised access to the websites, their servers, or any connected systems
- interfere with the normal operation or security of the websites
- misrepresent who you are, or submit content you do not have the right to submit
If you send us content through a form or by email, you confirm you have the right to do so, and you give us permission to use it for the purpose you sent it.
7. Newsletter
Subscribing to our newsletter is optional and based on your consent. You can unsubscribe at any time using the link in any email. How we handle your details is explained in our Privacy Policy.
8. Links to other websites
The websites may link to sites we do not control. We provide those links for convenience. We are not responsible for the content, accuracy or practices of any third-party site, and a link is not an endorsement.
9. No warranty
The websites and their content are provided "as is" and "as available". We do our best to keep them accurate and running, but we do not guarantee that the content is complete or error-free, or that the websites will always be available or free of faults.
10. Limitation of liability
To the fullest extent allowed by law, we are not liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, the websites, or from reliance on their content. Nothing in these Terms limits any liability that cannot be limited by law.
11. Changes to these Terms
We may update these Terms from time to time. When we do, we will change the "Last updated" date above. Continuing to use the websites after a change means you accept the updated Terms.
12. Governing law
These Terms are governed by the laws of the Hong Kong Special Administrative Region, and the courts of Hong Kong have jurisdiction over any dispute. If you are a consumer in the European Union or the United Kingdom, this does not remove any mandatory rights you have under the law of your home country.
13. Contact
Questions about these Terms: [email protected]
The Bear Group Ltd., Unit 2904-05, 29/F, Universal Trade Centre, 3 Arbuthnot Road, Hong Kong S.A.R.